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Add a "Cancel subscription" button beside "Manage Subscription" in Settings. It opens a dialog with one optional question (five answers, no default, a note box under the two that want detail), then schedules the Stripe subscription to end at the close of the current period without a trip to the portal. The answer is stored in a new subscription_cancellations table and shown, with an all-time tally, on the admin dashboard; the category is also mirrored onto Stripe's cancellation feedback, the free text stays local. The cancel route claims the local cancel flag with a conditional update before calling Stripe, so two racing requests cannot both write a reason row, and hands the claim back when Stripe refuses. A subscription Stripe no longer knows answers 409 with a pointer to the portal instead of a 500. The route carries an account-keyed rate limit on top of the shared IP one. Two fixes found on the way: the pinned Stripe API version reports current_period_end on the subscription item rather than the subscription, so the sync stored null for every period end; a shared helper now reads the item first. And the RadioGroup styles targeted a data-checked attribute radix never writes, so the checked state was invisible in the light theme.